Determinants of the nonperforming loans of Nigerian deposit money banks
نویسندگان
چکیده
منابع مشابه
The Correlation of Nonperforming Loans between Large and Small Banks
This short paper presents a new stylized fact about bank nonperforming loans. According to the data for the US, the average of the ratio of noncurrent loans to total loans for large banks presents a very high negative correlation with the same ratio for small banks. This result remains valid for different measures of bank size as well as controlling for different bank characteristics such as ch...
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Credit risk assessment and, in particular, nonperforming loan (NPL) projection are a crucial part of macro-stress tests. These tests are based on macroeconomic assumptions in order to provide common scenarios for all financial institutions participating in such an exercise. However, due to limited data availability, short time series and structural breaks, especially in emerging markets, it is ...
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In recent years, a gap between banks’ deposits and loans has been emerging and rather continuously growing. Also, loans to liabilities ratio and liquidity multiplier have been decreased and increased, respectively. Furthermore, a kind of stickiness has been observed in interbank interest rate. The objective of this paper is to explain the mentioned behaviors by investigating the effects of nonp...
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considering significant influence of financial crisis on the economy as a whole, policymakers spend remarkable resources on supervision and methods to ensure about sustainable financial system . a non-performing loan, or npl, is a loan that is in default or close to being in default. many loans become non-performing after being in default for 90 days, but this can depend on the contract termsan...
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Financial statements of nineteen mature banks have been patronized to examine the impact of macroeconomic indicators and bank-specific determinants on the NPLs ratio through Quantile and Panel Data regression approaches. The impact of macroeconomic indicators on credit risk is statistically estimated for banking network via two directions. First, different quantiles are econometrically calculat...
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ژورنال
عنوان ژورنال: Ekonomski horizonti
سال: 2020
ISSN: 1450-863X,2217-9232
DOI: 10.5937/ekonhor2001031s